Category Archives: Reviews

Store Credit Cards

The best place to find Store Credit Cards and much more.

How to choose the store credit card?

When searching for any type of credit card its always important to read the fine print and know what you are getting yourself into. Is a store credit cards right for you? Depending on what you would like to use your credit card for will help you navigate which card to apply for.

Best Store Credit Cards

Here are some things you will like to consider:

  1. I am looking for a low interest card
  2. I would like to earn points for my purchases
  3. I would like to earn points to my favorite store(s).
  4. Get offers to special promotions and incentives.
  5. No interest financing for 6 months to a year.

If this sounds like something you are looking for then you might want to consider the best store credit cards.

Top Credit Cards and Department Stores

Easy Approval Department Store Credit Cards

Disney Premier Visa Card

This all-new version of Disney credit cards has added features and benefits. Although there is a $49 annual fee, the perks outweigh the cost. With this card you can earn 2% of Disney Dream Reward Dollars on purchases at gas stations, grocery restaurant and most Disney locations and 1% on everything else. A secret that …
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Neiman Marcus Credit Card 

The Neiman Marcus Credit Card is issued by HSBC for the store’s customers. It is an enticing credit card option for customers who shop frequently at NM or Bergdorf Goodman. Not only is the credit card accepted at both specialty stores, it can also be used for purchases through online store, by mail order and …
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Nordstrom Visa Signature Card

The Nordstrom Visa Signature Card is the most commonly used Nordstrom credit card by customers. The benefits of using the Nordstrom Visa Signature Card are typically similar to the Regular (in-store) credit card except that the Nordstrom visa can be used outside the store. However, any purchases made outside Nordstrom earn you 1 point per …
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Kohl’s credit card

Kohl’s has its own store Credit Card which you can use as a medium of exchange at Kohl’s to make purchases and pay for them at a later date. You have the leverage of postponing a repayment by carrying a balance. However, to avail this you will be charged an APR of 21.9%. There is …
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What Cards to Apply For?

Store cards are a great way to get credit when you cannot get it from a traditional card company. Sometimes obtaining credit from companies like American Express, Visa card, Discover and MasterCards can be very difficult especially if you have bad credit or no credit at all.

Consider getting a store credit card from stores like Kohl’s, JCpennies, Macy’s and Target. These cards have been widely know to have an easier chance for you to get approved and start enjoying your purchases.

Apply Now for Fingerhut Credit and Save on Thousands of Brand Name Products!


How to login into your Fingerhut credit card

Most Fingerhut credit card customers login to their account to pay a bill, see statement history, check balance, and review reward points. Some credit card companies have an Apple iPhone app, Google Play store and Android app market place application to login to their credit cards.

Log into your Credit Card

If you are like most people and use a computer device from home or work to complete your personal finances, you might find it difficult to find where to login and see all your credit card history you might need.

What to Consider?

Also when considering an application for credit consider if the department store is a place you will do business with and reap the rewards it offers often. Consider the store return policy the have to base your overall decision. If you do not like the store return policies they have then why would you shop at the store and sign up for their store credit card.

Best Sites to apply for credit are, and Department Store Cards.

If you would like more information on applying for an unsecured or secured credit card, store card, and retail store cards visit today.

When applying for credit cards, it’s important to find out the rules and regulations to credit cards so you can choose the right one. There are several credit cards with various features, but there is no one single best card. More importantly it’s up to you to know the what the best type of card that’s right for you.

Best Credit Cards available based on my credit

Best Gas Credit Cards

How to Choose the Best Gas Credit Cardsgas

When the gas expense is one of your greatest concerns, yet you have to stay on the move; gas credit cards is the ultimate solution. What makes it different from a normal credit card is that it is intended to cut your gas bills. It does not only cut costs, but also give you an opportunity to earn reward point which may be redeemed in form of point, cash back, or even credit.

CHASE Freedom Gas Card

Chase Freedom gas credit card and other best gas credit cards available.

Merits of the Chase Freedom®

    • Offers rotating bonuses from categories like gas stations, select grocery stores, restaurants, and wholesale clubs.
    • Earn points just by filling up your gas tank.


Demerits of the Chase Freedom®

  • In the past, gas was a bonus category in two different quarters each year. Now it’s been reduced to one quarter. Still a great deal, but for half as much time as before.
  • There is no 5% cash back if you forgot to activate your bonus category — you will have to settle for the standard 1% you’re getting on everything else.
  • Mainly functional in the U.S. due to foreign transaction fee.


 Best for Balance Transfer

Discover it®- 18 Month Balance Transfer Offer

Merits of the Discover it®- 18 Month Balance Transfer Offer

  • 5% cash back on gas station purchases during one quarter of the year (the first quarter in 2016.)
  • They offer long introductory APR period: 0% on Purchases for 6 months and 0% on Balance Transfers for 18 months, and then the ongoing APR of 11.24% – 23.24% Variable APR. This purpose is aimed at debt transfer from another card.

Demerits of the Discover it®- 18 Month Balance Transfer Offer

  • Unlike chase freedom, there are no foreign transaction fees, but it can be exceptionally difficult to find a merchant who accepts Discover in some international locations.
  • You have to activate your bonus quarterly or no bonus at all.


The doubled cash back in the first year makes this card difficult to top. I will gladly go for this card because I really want to reduce my fuel spending; I will advise that one pairs this with the Chase Freedom® so one can have two quarters per year earning higher rewards on gas.

 Best Amex Gas Card

Blue Cash Preferred® Card from American Express

Merits of the Blue Cash Preferred® Card from American Express

  • The offer an unlimited 3% back on gas station purchases all year round.
  • Unlike Chase freedom and Discover it, bonuses are automated, keeping tract is not necessary.
  • They give 6% cash back at grocery stores on up to $6,000 in spending per 12 months. That’s a whopping $500 per month in spending.

Demerits of the Blue Cash Preferred® Card from American Express

  • Blue Cash Everyday® Card from American Express offers an annual fee of $0 but have lower rewards $2 at gas stations larger families will settle to earn only 1% as there’s a possibility of spending cap on grocery rewards.
  • Not internationally accepted because American Express isn’t as widely accepted as Visa or MasterCard.


If I find myself in the categories of people that spend a lot on gas, this card’s rewards structure is unusually generous for me. I especially like that it’s unlimited, so even if I’m a salesperson with a multi-state territory or if I’m dating someone in the next time zone, I’ll be able to fill my tank all year long without getting bumped down to a lower rewards rate.

If I drive a lot, the annual fee may be worth it. If not, consider the Blue Cash Everyday® Card from American Express or one of the bonus category cards instead.

 Best Rewards Gas Visa

PenFed Platinum Rewards Visa Signature® Card

Merits of the PenFed Platinum Rewards Visa Signature® Card

  • Annual fee is $0.
  • PenFed points are valued at a 1 cent each, so earning 5 points per dollar on gas purchases effectively means earning 5% back on gas.
  • Spend without limit on gas at the 5 points per dollar rewards rate.

Demerits of the PenFed Platinum Rewards Visa Signature® Card

  • You must have excellent credit to qualify for this card.
  • Can’t sign up without being a member of PenFed Credit Union. You can become a member by:
    • Be a member of the United States military
    • Be an employee of the United States government or other qualifying organization
    • Be an employee of or belong to a qualifying organization or association
    • Live or work at an eligible location
    • Be a relative or housemate to someone who is eligible
    • Make a one-time donation to Voices for America’s Troops ($14) or the National Military Family Association ($15).
  • PenFed points expire after 5 years, and redemption options are somewhat limited.
  • PenFed made it clear that the higher rewards rate is for gas purchases made at the pump, so gas station convenience store purchases are excluded.



Earning 5% back on gas all year, with no limit, is pretty appealing. That’s why the PenFed Platinum Rewards Visa Signature® Card makes this list, in spite of the inconvenience of joining the credit union and the fact that applicants without excellent credit may be turned away.

I will definitely consider this card if I drive a lot and don’t mind the hassle of redeeming for gift cards instead of cash, this card will put the highest rewards back in my pocket after I fill my tank.

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Easy Store Credit Cards you can get Approved for

So What are the “Easy Store Credit Cards you can get Approved for”?

As for store credit cards their are easy cards you can get approved for and not so easy to get store cards. Most cards that are more easy to get approved for follow the same rules as major credit cards.

Store Credit Card Tips

So you want to know how to find out and what to look for when learning about the best store card for you to get approved for?
For example, the standard American Express cards are harder to get approved for as are a store card that is affiliated with Amex. When applying for a store credit card do some research and find out what card company it is affiliated with.

An important tip would be to simply look at the store credit card image logo on the card. It most often will show who the card is affiliated with. Now if the store card does not show its face too easily then you might have to read the disclosure. Look for the banks that issue a credit card on behalf of the store you are interested in applying for. Then do a search on the bank, see if the individual bank is a type of bank that is hard to get approved for. Look for user posts and messages that will give you any clues. Typically you would like to look for subprime banks like Fifth Third or Capital One bank and Santander that are more well known for easier approval thresholds.

Learn about a store return policy for a particular department store. See what the rules are when you would like to return an item. Find out where to mail your returning items you have purchased and contact customer service to check on your return. See all store return policies in the store directory at

Easy store credit cards you can get approved for.

So here we put together what we feel are the best and easiest store credit cards that can greater your chances to be approved and start enjoying your card.

Easy Store Credit Cards   

  1. JCPenney
    Your JCPenney Credit Card offers customers best rewards such as earning rewards for every penny spent. Special birthday gifts. Special bonus points. Sales events and offers exclusively to cardmembers.
  2. Walmart
    The Walmart credit card offers many card benefits. No annual fee. When using your card you save five cents per gallon at Walmart gas stations.
  3. Kohls
    With your Kohls Card you can maximize your savings.  Combine discounts with sale prices and offers. 
  4. Sears
    Your Sears Credit Card can be used at Sears, Kmart and Land’s End in-stores and online.  You will receive monthly savings, valuable coupons and more.
  5. Disney
    Use your disney credit card on everyday purchases and redeem points toward most everything Disney.
  6. Target
    Charge at Target stores or at and save 5% on all purchases. No annual fee.
  7. American Eagle
    Get 15% off the month of your birthday with an American Eagle credit card. Member only sales and events.  Don’t miss it.
  8. Apple Store
    Purchase an Apple Gift Card for any occasion.  Depending on which Apple Gift Card you choose to give, they can be used for Apple products, accessories, music, movies, games, apps, and more.
  9. Bloomingdale’s
    Earn 6 points per dollar in cosmetics and fragrances when you shop with your Bloomingdale’s card.
  10. Victoria’s Secret
    Become an Angel and start enjoying card benefits.  Earn $10 rewards for every 250 points earned.  Exclusive savings for Victoria’s Secret card members.

Read about Credit Cards for Poor Credit

View ALL Store Credit Cards