What is the best first credit card to get in life?

At the age of eighteen when you touch the first step of adulthood, having your own credit card might sound quite fascinating to you. The fact of having your own credit card might excite you a lot; however, many credit card companies are not so excited to give you one. Therefore, you should target few credit card companies that are popular for giving credit to the first timers rather than putting in several credit card applications across many banks and financial institutions.
A good credit card score is essential for employment checks, renting house and for various loans. Hence, having a credit card at an early age, for instance in your college days might prove beneficial in carving out a good credit history that will fetch you a good credit score by the time you graduate. A credit card also proves to be of great help when paying for everyday expenses including groceries and basic necessities. A beginner or student credit card is commendable as many of them offer a reward system with additional incentives when students get good grades and pay their bills on time. It acts as a motivator for the novice. Some cards even facilitate a points system that awards you points for every currency you spend. Some student cards also grants 0% introductory APR (annual percentage rate) on purchases, which implies that you can hold the balance from one month to the other without being bounded by interest payments for a predetermined period of time.
What is the best first credit card to get in life?
Given below are some the basic credit card options that are meant exclusively for the first time credit card holders:
Citi Forward, a good cash back card that usually offers a sign up bonus of about 2500 points. The holder earns one point for every dollar spent which can be redeemed as cash back at the rate of 1 per cent hence providing you 1% return. Additionally, if you use this card to cover your travel expenses through their rewards portal then also you get your points redeemed. There is no annual fee and when you stay under your credit limit paying on time three bills consecutively, the bank will lower your APR for purchases by up to 2% at the rate of .25% per quarter, maximum eight times.
Chase Slate currently offers a 0% introductory APR for first 15 months on purchases and balance transfers. There is no balance transfer fee during the first 60 days of opening your account.
Chase Freedom, offering a 0% introductory APR on purchases and balance transfers for the first 15 months currently, it does not charge an annual fee while building up points. Through its 5X Quarterly Earning schemes, it offers some considerable earning opportunities. Best part of this credit card is that if you have a good credit history with Freedom, you can readily apply it to a premium Chase card.
Certain credit card websites will provide you with the list stating the type of credit history necessary for your credit card approval. For your first credit card, it is advisable to search for credit cards that accept applicants with moderate or no credit. Applying for cards that focuses on your credit history improves your chances at getting approved.