Establish Credit Credit Cards – Credit Building Credit Cards
If you have no credit score at all or bad credit score that you are looking to build or improve, finding the right credit building credit card can be difficult. The market has an astronomical number of credits cards and filtering through the murky credit card waters can be tough.
Whether you have none, poor or fair credit history, strengthen it by using one of these trusted credit building credit cards.
Credit Building Credit Cards for No Credit
Barclaycard Rewards MasterCard
- No annual fee
- 2 points per dollar spent at gas stations, grocery stores and utility purchases
- 1 point per dollar on all other purchases
- No limit on points to be earned
- 0% promotional APR for 6months on purchases and balance transfers
- 2,500 bonus points on first purchase or balance transfer
- Reports to all 3 major credit bureaus
Credit Building Credit Cards for Poor Credit (549 or Lower)
- Capitol One Secured MasterCard
- $29 annual fee
- No process or application fee
- Regular credit reporting to 3 major credit bureaus
- Credit monitoring tools
- Lineup of up to $3,000 through security deposit
- Likelihood of qualifying to increase in credit limit depending on payment history and creditworthiness
- Card accepted worldwide
- First PREMIER Bank MasterCard
- Requires checking account
- Immediate manageable credit limit
- Reports to major Consumer Reporting Agencies
- Stress free application process
- No interest on purchases if full monthly balance payments are made
- Access to millions of businesses worldwide once account is approved
- Prompt monthly payments help in rebuilding credit history
Credit Building Credit Cards for Fair Credit (550-639)
- VISA Platinum from Credit One Bank
- $35-$75 annual fee
- Credit line start up at $300
- 1% return on gasoline purchase
- Unlimited gas rewards can be earned
- Automatic rewards posted in account every month
- Eligibility to qualify for higher credit limit by making prompt payments for first 6months
- Reports to 3 major credit bureaus
- Free online monthly credit monitoring
- Email or text alerts for payment
- Variety of card designs to choose from
- Capitol One Classic Platinum Credit Card
- $39 annual fee
- 0% promotional APR on purchases till September 2014
- No transfer fee
- Text alerts for payment
- No liability coverage for unauthorized purchase if card is lost or stolen
- Variety of card designs to choose from
