Applied Bank– This is a fast growing financial credit company that focuses on secured and unsecured Visa credit cards for people with poor credit or not credit at all.

Applied Bank headquarters is in Wilmington, Delaware and is an equal housing lender.  They have a tagline “Making the most of your time and money is more than a catch phrase “Its our business”.

If you are looking for a personal loan Applied Bank offers those too.  These personal loans can be aquirred in one lump sum by a fixed interest rate.  If you pay the personal loan back before the end date you will not be charged any prepayment penalty fee.

Along with personal loans, Applied Bank offers:

• Lines of credit
• auto loans
• home equity loans
• equity line of credit

They also offer a full line of financial products like credit cards, bank accounts, personal banking, commercial banking and merchant processing.

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