No Credit Credit Cards

No Credit Credit Cards

NoCredit-300x300How to establish credit when you have no credit? – A classic example of Catch 22. In today’s world, people are ever-more dependent on credit cards for their daily expenses and bill payment. Students and new immigrants usually fall in the category of people with no credit history. Without a credit history, financial institutions will be hesitant in lending loans. If you are looking to establish credit, you can get one of these no credit credit cards.

Capital One Platinum Credit Card

  • No annual fee for first 12 months; $19 later on
  • Variable APR 24.9%
  • No transfer fee
  • Fraud coverage in case credit card is stolen or lost
  • 24/7 easy access online
  • Additional warranty on  items purchased with card
  • Auto rental insurance in case of accident

Capital One QuicksilverOne Rewards Credit Card

  • $39 annual fee
  • 1.5% cash back on every purchase
  • Unlimited cash back
  • 0% APR until September 2014
  • Regular APR 22.9%
  • No sign up required to earn cash
  • Redeem cash back at any time
  • Cash back does not expire
  • Possibility of higher credit line if payments are made on time for first 5 months
  • Fraud coverage in case credit card is stolen or lost

Capital One Classic Platinum Credit Card

  • 0% APR until September 2014
  • Regular APR 22.9%
  • Fraud coverage in case credit card is stolen or lost
  • MasterCard benefits including 24/7 roadside assistance and extended warranty on  items purchased with card
  • Possibility of higher credit line if payments are made on time for first 5 months
  • Fraud coverage in case credit card is stolen or lost
  • 24/7 easy access online

 

American Express Serve

  • $1 monthly fee, except in NY, TX and VT
  • 2.7% foreign transaction fee
  • No credit check required
  • No minimum balance required
  • No hidden fee
  • $50 credit after $250 direct deposit
  • Shop online or off to get membership benefits
  • Money management through mobile app
  • Free withdrawals from MoneyPass ATMs

Discover it for Student with $20 Cash back Bonus

  • No annual fee
  • No over limit fee
  • No transaction fee
  • No foreign transaction fee
  • Regular APR 12.99%-21.99%
  • 5% cash back on up to $1,500 for restaurant and movie purchases
  • 1% cash back on all purchases
  • $20 cash back bonus on first purchase within 3months of account opening
  • Fraud coverage in case credit card is stolen or lost

Other options no credit credit cards include:

  • Capital One Secured MasterCard
  • The Bancorp Bank  PayPal Prepaid MasterCard
  • Prepaid Visa Black Diamond RushCard
  • MetaBank  Control Prepaid MasterCard
  • Capital One  JourneyStudent Rewards from Capital One
  • First Progress Platinum Select MasterCard Secured Credit Card

 

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