K-Mart Credit Cards – An Overview
Kmart is a US based departmental chain and is the third biggest discount store in the country.
In 2005, after Sears and Kmart merged, the Sears credit card is used in all Kmart stores. Going for grocery is probably one of the most exhausting chores in your life, but if you have the Kmart credit card, you’ll love it! Kmart offers exclusive deals and discounts up to 20% for all Sears cardholders. Each dollar spent at a Kmart or Sears store gives you one point and collecting 1000 points will entitle you for a $10 reward. Citibank issues two Sears Cards; a store credit card, and a MasterCard.
Sears Store Credit Card
This store card comes with a fancy feature of no annual or membership fee. It can also be used by your family and friends – all you have to do is just add one more user. Your card makes you eligible for up to 5% interest free financing for 12 months. What makes this card a must-have is that with zero-liability option, you will never be accountable in case of any unauthorized use of your Kmart credit card. Moreover, if you use your credit card at Kmart stores, you can easily return or exchange wrongly purchased items without presenting the receipt.
Sears Master Card
MasterCard is one of the widely accepted financial mechanisms in the world. It empowers you with the ability to earn more reward points as whatever you buy and from wherever you buy using your Sears MasterCard, you will earn Sears points.
You can sign up for a Sears credit card online as well as in person at a Kmart store. As soon as your application is accepted, you’ll be automatically rewarded with 30 welcome points in your account. For the safety purpose, be very careful when giving sensitive information like your Social Security number.
Do You Really Need It?
If you are a compulsive shopaholic, and already have a couple of more credit cards in your wallet, then opting for another one can damage your credit scores significantly. It is always advised to buy only as much as cash you have in hand –this will fetch you greater benefits without having to pay heavy interest. For a more responsible and conscious decision making, analyze your options before you sign the dotted line on the contract paper.
Sears Credit Card can be used at all stores which are a part of Sears Withholding Company.
Kmart Credit Card Login
If you would like to check your credit card balance or make a payment, login to your Kmart credit card account.
Kmart Credit Card Questions
• Do you find it difficult to locate a credit card phone number, login, find the address to pay your bill or see your statement? Contact customer service.
Apply for Credit
You can also apply for a credit card other than Kmart. Find a retail store credit card or major credit card where you can earn rewards or receive low interest rates.