It’s your Speedy Rewards Card and Credit Card all in one! Earn points every time you use your Card for qualifying purchases in addition to the loyalty points you earn today.
Speedy Rewards® Mastercard®
Your Speedy Rewards card and a credit card all in one!
The Speedy Rewards Mastercard does double duty. You’ll earn extra Speedy Rewards Points on top of your base points at Speedway, which means you’ll get closer to rewards with every swipe, for every item purchased. You can redeem those points for gas, food and more1—all with no annual fee!2
Get the Speedy Rewards MasterCard and start earning points faster. |
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Interest Rates and Interest Charges |
Annual Percentage Rate (APR) for Purchases |
16.24% to 23.24% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. |
APR for Balance Transfers |
16.24% to 23.24% when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. |
APR for Cash Advances |
25.49%. This APR will vary with the market based on the Prime Rate. |
Penalty APR and When it Applies |
None |
How to Avoid Paying Interest on Purchases |
Your due date is at least 21 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.1 |
Minimum Interest Charge |
If you are charged interest, the charge will be no less than $1.75. |
For Credit Card Tips from the Consumer Financial Protection Bureau |
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore. |
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Fees |
Set-up and Maintenance Fees
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Transaction Fees
- Balance Transfer
- Cash Advance
- Cash Equivalent
- Foreign Transaction
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- Either $10 or 5% of the amount of each transfer, whichever is greater
- Either $15 or 5% of the amount of each cash advance, whichever is greater
- Either $15 or 5% of the amount of each cash equivalent transaction, whichever is greater
- 3% of each transaction in U.S. dollars.
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Penalty Fees
- Late Payment
- Returned Payment (Payment Dishonored)
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